I have discussed it before, the Google Money Making Kit scams. They cause problems, and are just a plain out hassle. Everyday, scam artists work there best to steal America's and other countries hard earned cold hard cash. How is this LEGAL!? My answer to that, is it's not. They are all based off un-authorized charges. Either to a credit card, bank account, online account, or anything of that nature. FTC and other government programs are working there best to taking lawsuits and shutting down these companies. Still, at the very least the sites are popping up everyday, and some people are struggling for a penny in this hard economy that they try it. Once they try these scams, your locked into a hell hole. Canceling credit cards, bank accounts, everything.

They use new niches to scam everyday. Teeth whiteners, muscle enhancement, and now CREDIT REPORTS? Yes, you read that right. We all love singing along with those FreeCreditReport.com song's, because there just that "cute". That is just the first part of a scam artists part to hook you. They entertain you to come into there scam. You would never think freecreditreport.com is a scam now would you? Right? WRONG.

But Alex, how could this be? They advertise on TV, they can't be a scam!!?

Just because there on TV doesn't mean they are not a scam. TV Producers usually don't investigate what is being show on TV, they usually just want the money.

"I'm thinking of a number..." Sure, the number of people who have been fleeced! FreeCreditReport.com has been advertising heavily on television, saying that you can get a FREE credit report at their website.  The young smiling guy says

"I'm thinking of a number between 450 and 850.  Do you know what it is?"... "You can find out right now at FreeCreditreport.com!"
WARNING: FREE CREDIT REPORT.COM IS A SCAM! The name of the website and their advertising is misleading and clearly attempting to imply that you can obtain free, obligation-free credit reports from them. The State of Florida Office of the Attorney General is investigating FreeCreditReport.com.
 

FreeCreditReport.com is not the website that offers the free credit reports in provided by the US federal directive.
Only at the very end of the commercial do they quickly mention that you need to sign up for a package. ("Free credit report comes with enrollment to TripleAdvantage", with no further explanation - note: subsequent versions of the commercial indicate it is a subscription). The website contains the following fine print:
When you order your free report here, you will begin your free trial membership in Triple AdvantageSM Credit Monitoring. If you don’t cancel your membership within the 30-day trial period, you will be billed $12.95 for each month that you continue your membership. If you are not satisfied, you can cancel at any time to discontinue the membership and stop the monthly billing; however, you will not be eligible for a pro-rated refund of your current month’s paid membership fee.
FreeCreditReport.com has also been investigated by the Federal Communications Commission (FCC) and forced to pay fines. 

Source: http://www.consumerfraudreporting.org/freecreditreportdotcom.php


That report right there, show's you what FreeCreditReport.com does. They offer you a "free credit" report, but they will throw tons of un-authorized charges at you. Sound fair? Not at all. This is also ill-legal. They are not the only ones. There are tons of sites like these all across the web.

There are ways to get a free credit report though, it is run by the government. Only use this site, and you can get your free credit report every 12 months. Read the article at the above site.


The only way to get your free annual credit report is by going through the FTC-mandated website: AnnualCreditReport.com.  The Federal Trade Commission, the nation’s consumer protection agency, set up this website, where you can request a free credit report under U.S. federal law. This is due to a recent amendment to the federal Fair Credit Reporting Act requiring each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months. Many other websites claim to offer "free" credit reports, but may charge you for another product if you accept a "free" report. Don't be fooled!
To request your free credit report at the approved website, click here, then on the page that comes up, select your state and click the red "request report button.

Source: http://www.consumerfraudreporting.org/freecreditreportdotcom.php

Stay safe everybody, the internet can be a very dangerous place.

Regards,
TechTalkTonight 

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